Why homeowners should not use the equity (The difference between buying and selling price of the home.) in their home like a piggy bank.

Include in the paper the average interest rate attached to a Home Equity Loan
Research and write about if a Home Equity loan is just another Mortgage.

Determine if most homeowners realize that they have not one, but two mortgages.
Write about the requirements to obtain a Home Equity loan.
Write about the top five banks that offer homeowners an Equity line of Credit.